NATURAL SAMRIDHI YOJANA (NSY)
Natural Samridhi Yojana is a savings-based financial scheme designed to promote disciplined investment habits and long-term financial growth among individuals and families.
| KISSAN SAMRIDHI YOJANA (A) | |||
|---|---|---|---|
| Year | Contribution Amt. YEARLY (25000*12) | Pay-out After 6th Year (25000*12) | Surrender Benefit |
| 1 | 3,00,000 | – | – |
| 2 | 3,00,000 | – | – |
| 3 | 3,00,000 | – | – |
| 4 | 3,00,000 | – | – |
| 5 | 3,00,000 | – | – |
| 6 | 3,00,000 | – | – |
| 7 | – | 3,00,000 | 25,00,000 |
| 8 | – | 3,00,000 | 25,00,000 |
| 9 | – | 3,00,000 | 25,00,000 |
| 10 | – | 3,00,000 | 25,00,000 |
| 11 | – | 3,00,000 | 25,00,000 |
| 12 | – | 3,00,000 | 25,00,000 |
| 13 | – | 3,00,000 | 25,00,000 |
| 14 | – | 3,00,000 | 25,00,000 |
| 15 | – | 3,00,000 | 25,00,000 |
| 16 | – | 3,00,000 | 25,00,000 |
| 17 | – | 3,00,000 | 25,00,000 |
| 18 | – | 3,00,000 | 25,00,000 |
| 19 | – | 3,00,000 | 25,00,000 |
| 20 | – | 3,00,000 | 25,00,000 |
*SCHEME ONLY FOR MEMBERS
| KISSAN SAMRIDHI YOJANA (B) | |||
|---|---|---|---|
| Year | Contribution Amt. YEARLY (25000*12) | Pay-out After 7th Year (32500*12) | Surrender Benefit |
| 1 | 3,00,000 | – | – |
| 2 | 3,00,000 | – | – |
| 3 | 3,00,000 | – | – |
| 4 | 3,00,000 | – | – |
| 5 | 3,00,000 | – | – |
| 6 | 3,00,000 | – | – |
| 7 | – | 3,90,000 | 32,50,000 |
| 8 | – | 3,90,000 | 32,50,000 |
| 9 | – | 3,90,000 | 32,50,000 |
| 10 | – | 3,90,000 | 32,50,000 |
| 11 | – | 3,90,000 | 32,50,000 |
| 12 | – | 3,90,000 | 32,50,000 |
| 13 | – | 3,90,000 | 32,50,000 |
| 14 | – | 3,90,000 | 32,50,000 |
| 15 | – | 3,90,000 | 32,50,000 |
| 16 | – | 3,90,000 | 32,50,000 |
| 17 | – | 3,90,000 | 32,50,000 |
| 18 | – | 3,90,000 | 32,50,000 |
| 19 | – | 3,90,000 | 32,50,000 |
| 20 | – | 3,90,000 | 32,50,000 |
Terms & Conditions of “NATURAL SAMRIDHI YOJANA (NSY)
- Minimum contribution of Rs.1000/- per month.
- Contribution to be done for 72 months (6 years) for KSY-A & 84months (7 years) for KSY-B.
- Pay-out will start from 7th year for KSY-A & 8th year for KSY-B.
- No prematurity is allowed in KSY.
- Discontinued accounts will get return after the end of paying term (7/8 years) with savings Interest rates.
- Contribution instalments can be made monthly. Quarterly, Half Yearly & Yearly, & the pay-out instalments will be as same as the contribution instalment.